A bank sign-up bonus without direct deposit offers an enticing opportunity for new customers to earn rewards without the requirement of setting up regular paycheck deposits. These bonuses typically involve meeting specific criteria, such as maintaining a minimum balance or completing a certain number of transactions within a designated timeframe. This flexibility appeals to individuals who may not have a traditional income source or prefer alternative banking methods. However, it's essential to read the terms and conditions carefully to ensure you can meet the requirements and fully benefit from the bonus.